We offer the most affordable checking account programs. Just look at the checking account choices and their features to see which account is right for you. Visa Check Cards are available members with share draft accounts with overdraft protection.

Acadian FCU Funds Availability Policy Disclosure (PDF – new window/tab)

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Regular Checking

checkingRegular Share Draft Account requires

a minimum initial deposit of $50.00

$7.00 per month service fee

unlimited check writing

no minimum balance required



Student Checking


*  requires a minimum initial deposit of $50.00
*  the monthly service fee is waived
*  unlimited check writing
*  must have and a copy of your most current student ID on file
*  free Homebanking
*  free E-statements



Direct Deposit Checking

Direct Deposit Share Draft Account requires a minimum initial deposit of $50.00, no service fee as long as there is a Direct Deposit (ACH) of payroll into the checking account, unlimited check writing, no minimum balance required.

Senior Gala Club Checking

old couple
Senior Gala Club Share Draft Account is For members 62 years of age or older, the minimum initial deposit is $50.00, service fee is waived, no fee on LibertyGala Club check orders, no annual fee on Acadian Federal CU Visa credit card, 2 money orders per month at no fee, 1 cashiers check per month at no fee.






Small Business Checking

business acct
Small Business Checking
This checking account is great for smaller businesses or non-profit organizations that need to process a low number of checks and deposits.

  • Minimum to open – $50.00
  • No minimum balance required
    Debit Card
  • Online Banking/Bill Pay






Opportunity Checking